I got into a car accident without insurance. Now what?

Warmer weather is a great time for road trips and visiting friends and family. But the memories made on these trips and visits can be ruined if drivers are not careful with road safety and avoiding accidents.

This is why its important to remember safety tips for the weather you are driving in. For example, the sun’s rays can be sharper in the summer, so you may need to leave more space between cars if you can’t see due to glare.

But another way to cause an unpleasant experience is to be involved in a car accident without having auto insurance.

In Ontario, there is legislation in place that you need some form of auto insurance in order to drive. Auto insurance can help you financially with immediate accident benefits and the costs incurred with the recovery process. Some people however, may decide to drive without insurance.

As outlined on Desjardin Insurance, a major Canadian insurance company, there are serious consequences to driving without insurance. In addition to facing large fines and licence suspensions, repeat offences could also mean jail time.

Also, the driver would be responsible for paying for the damage to his or her vehicle, damage to the other vehicle if another car was involved, and injuries to himself or herself, passengers, and if applicable, parties in the other vehicle.

If you have been injured in a car accident and do not have auto insurance, it’s best advised that you consult with an experienced personal injury lawyer. He or she will be able to tell you what your legal options are, and what penalties you may be facing.

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