November 2017 Archives

Schools' failure to act could have dire results like brain injury

Some school-aged children have health concerns. Parents in Ontario are expecting that when their kids are at school, they will be safe, and they won't suffer debilitating injuries like head trauma or brain injury. Apparently, however, that is not always the case. The parents of two diabetic Grade 2 girls at an Ontario school were told that staff members would not administer insulin to them if their blood sugar levels dropped too low.

Could Canadians walk away if real estate prices fall?

Many Canadians are drowning in debt. High owe, high owe seems to be a familiar tune many are singing. Even when it comes to investments in real estate -- the family home included -- debt to earnings ratios are at an all-time high. When the housing market crashed in the United States, many homeowners simply left their house keys in the mailbox and walked away. But mortgages -- even though they vary from province to province -- come with full recourse, meaning lenders can take mortgagees to civil court to try to recoup their losses.

Real estate chill coming in Canada

Even though the housing market continues to do well across the nation, experts predict a frost is on its way. Price hikes and slower starts are expected for 2018 and 2019, according to the Canada Mortgage and Housing Corporation (CMHC). The current real estate market in Toronto has already experienced a cool down, while Vancouver's homes are still overvalued with continued acceleration in prices. 

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